The NAIC initiative calls for the development of a reinsurance recapture charge within the Life Risk-Based Capital (RBC) framework, intended to account for the potential capital impact when liabilities transferred through reinsurance are returned to the ceding insurer. The proposal forms part of broader regulatory efforts to ensure that U.S. life insurers' capital requirements appropriately reflect the risks associated with increasingly complex reinsurance structures.

This MWB Global Risks Report provides a focused overview of Difference-in-Conditions (DIC), Difference-in-Limits (DIL), and Financial Interest (FINC) coverage within multinational insurance programs. The report examines how these coverage mechanisms help address differences in policy terms, conditions, limits, and regulatory requirements across jurisdictions, strengthening protection for organizations operating internationally. The report also explores the role of Global Mas

This MWB Global Risks Report provides a comprehensive overview of Risk Engineering and its evolving role in helping organizations identify vulnerabilities, strengthen operational resilience, and support informed business decision-making. It explores how Risk Engineering has developed beyond traditional site inspections into a strategic discipline that combines engineering expertise, operational insight, and emerging technologies to proactively reduce risk before losses occur.

From ransomware and data breaches to system outages and privacy events, cyber threats can have consequences across the entire organization. Cyber Liability Insurance provides financial protection and critical support when you need it most.

The greatest insurance risk is not always a catastrophic event.

Understand admitted vs. non-admitted insurance, key regulatory differences, and why many multinational organizations combine global and local policies to support compliance across borders.