INTRODUCTION

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Effective Date: April 1st, 2026

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Welcome to the website of Mark WIlliams Brokers Global Risks Inc. (“MWB Global Risks,” “we,” “us,” or “our”). By accessing or using this website, you agree to be bound by the following Terms of Use. If you do not agree, please do not use this site.

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1. Use of Website

This website is provided for general informational purposes related to insurance products, services, and industry insights.

You agree to use this website only for lawful purposes and in a manner that does not:

• Violate any applicable laws or regulations

• Infringe upon the rights of others

• Interfere with or disrupt the functionality or security of the website

 

Unless stated otherwise, MWB Global Risks Inc. and/or its licensors own the intellectual property rights of all facets of this website, including written content, marketing materials, graphics, and all other website property. All these intellectual property rights are reversed.

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You may view, download, print pages, articles, and documents from the website for your personal use only, subject to the following restrictions:

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You must not

• Republish material from this website as your own. Any documentation from this website must be properly cited prior to publication.

• Sell, rent, or sub-license any material from the website

• Reproduce, copy, duplicate, or exploit material on this website for commercial purposes without WMB's prior written approval 

• Edit, modify, or copy any material on the website

• Redistribute material from this website except content expressly marked as available for redistribution

• Republish or redistribute infographics, graphics, charts, graphs, and any other visual materials accessed through this website without sourcing and citing. 

 

For questions regarding what can and cannot be used with or without permission, please consult Canada's Copyright Act  (Copyright Act (R.S.C., 1985, c. C-42))

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​ACCEPTABLE USE

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

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You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, ransomware, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

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You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without MWB Global Risks' express written consent.

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You must not use this website to transmit or send unsolicited commercial communications.

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​RESTRICTED ACCESS

Access to certain areas of this website are and will be restricted. MWB Global Risks Inc. reserves the right to restrict access to areas of this website, at Mark Williams Brokers Global Risks Inc.’s discretion.

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If MWB Global Risks Inc. provides a user ID and password, it is your duty to keep that information safe, secure, and confidential.

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2. No Professional Advice

The content on this website is provided for general informational purposes only and does not constitute insurance, legal, financial, or other professional advice.

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Insurance coverage is subject to the terms, conditions, and exclusions of individual policies. Users should consult with qualified professionals before making any decisions based on the information provided on this website.

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3. No Offer or Binding Coverage

Nothing on this website constitutes:

• An offer to sell insurance

• A solicitation to purchase insurance in any jurisdiction where such activity would be unlawful

• A binder or confirmation of coverage

 

Insurance coverage is only effective upon:

• Formal application

• Underwriting approval

• Issuance of a policy by a licensed insurer

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4. Accuracy of Information

While we strive to ensure that the information on this website is accurate and up to date, there may be times where some content is inaccurate, out of date, or no longer available - this website does not replace actual and real advice. 

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Information may be updated, changed, or removed without notice.

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5. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, and design, is the property of MWB Global Risks or its licensors and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, or use any content without prior written consent.

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6. Third-Party Links

This website may contain links to third-party websites for convenience or informational purposes.

MWB Global Risks does not:

• Endorse

• Control

• Assume responsibility for

any third-party content, privacy practices, or services.

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7. Limitation of Liability

To the fullest extent permitted by law, MWB Global Risks shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to:

• Your use of, or inability to use, this website

• Reliance on any information provided

• Any errors or omissions in content

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8. Privacy

Your use of this website is also subject to our Privacy Policy, which outlines how we collect, use, and protect your information. To full the full privacy policy, click here

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9. Jurisdiction and Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein.

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Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of Ontario.

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10. Changes to Terms

MWB Global Risks reserves the right to modify these Terms of Use at any time without prior notice. Continued use of the website constitutes acceptance of any updated terms.

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DISCLAIMER​

The information contained in this website is for general information purposes only. The information is provided by MWB Global Risks Inc. and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

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In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

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Through this website you are able to link to other websites which are not under the control of MWB Global Risks Inc. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

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Every effort is made to keep the website up and running smoothly. However, MWB Global Risks Inc. takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

 

Website Variations

MWB Global Risks Inc. may revise these terms and conditions from time-to-time.  Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website.  Please check this page regularly to ensure you are familiar with the current version.

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MWB Global Risks Inc.

Ste. 101 - 5035 South Service Rd., Burlington, ON, L7L 6M9

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If you have any issues with the above stated terms, please contact us