The NAIC initiative calls for the development of a reinsurance recapture charge within the Life Risk-Based Capital (RBC) framework, intended to account for the potential capital impact when liabilities transferred through reinsurance are returned to the ceding insurer. The proposal forms part of broader regulatory efforts to ensure that U.S. life insurers' capital requirements appropriately reflect the risks associated with increasingly complex reinsurance structures.

Starting November 1st, 2025, companies looking to do business in China will be required to pay the full cost of their local insurance policy premiums up front before they can be considered officially covered.

Law No. 1/2026 was published in the Official Gazette on January 7, 2026, and took effect on January 22, 2026. The legislation introduces a mandatory insurance requirement for individuals entrusted with managing public resources, requiring coverage to be in place before they assume their duties. The insurance must respond to financial losses arising from gross negligence, and insurers are designated as necessary joint parties in any related liability proceedings.

The amendments released by India's IRDAI shifts the country toward a continuous registration and compliance model, while strengthening governance, transparency, accountability and regulatory oversight across the insurance distribution sector.

On 23 December 2025, the Agency for Regulation and Development of the Financial Market adopted Resolution No. 82, introducing a key provision that requires that insurance brokers disclose their minimum and maximum commission ranges, as well as any affiliated or formal relationships with (re)insurers. The disclosure requirements entered into force on 1 February 2026, formalizing enhanced transparency standards within the insurance distribution process.