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Risk Management Before Insurance: Why Due Diligence is the First Step Towards Better Protection
Insurance is about protecting the risks and exposures that exist within an organization; however, the more risk that exists, the higher your insurance premiums will be. That’s why risk management comes before the policy; the more effectively the organization manages their risks and exposures before placement, the more they will save on their insurance overall.
Oct 1411 min read


The Global Master Insurance Program
What types of exposures exist in this country? What do their local insurance policies cover? Do their local insurance policies conflict with or provide coverage that is consistent with the Master Insurance Policy? How do I close the gaps to safeguard my business?
The answers to those questions can be found within this article.
But before we go into the purpose and benefits of a Global Master Insurance Policy, let’s consider what it looks like without one.
Aug 3113 min read


Beyond Local Policies: The Role of DIC & DIL Coverage
This MWB Global Risks Report provides a focused overview of Difference-in-Conditions (DIC), Difference-in-Limits (DIL), and Financial Interest (FINC) coverage within multinational insurance programs.
The report examines how these coverage mechanisms help address differences in policy terms, conditions, limits, and regulatory requirements across jurisdictions, strengthening protection for organizations operating internationally.
The report also explores the role of Global Mas
Aug 318 min read


7 Ways to Stress Test Your Global Insurance Program
In today’s volatile regulatory and geopolitical environment, a global insurance program cannot be static; it must be resilient, adaptable, and designed to perform under pressure, from all angles.
Stress testing your multinational program is not just a technical exercise, it’s a strategic necessity. From regulatory shifts to claims scenarios and coverage gaps, organizations must ensure their program responds as intended when it matters most.
Aug 2112 min read


MWB Global Market Update: IRDAI Introduces New Insurance Intermediary Requirements
The amendments released by India's IRDAI shifts the country toward a continuous registration and compliance model, while strengthening governance, transparency, accountability and regulatory oversight across the insurance distribution sector.
Aug 194 min read


MWB Coverage Spotlight: Cyber Liability Insurance
From ransomware and data breaches to system outages and privacy events, cyber threats can have consequences across the entire organization. Cyber Liability Insurance provides financial protection and critical support when you need it most.
Aug 52 min read
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