In today’s volatile regulatory and geopolitical environment, a global insurance program cannot be static; it must be resilient, adaptable, and designed to perform under pressure, from all angles. Stress testing your multinational program is not just a technical exercise, it’s a strategic necessity. From regulatory shifts to claims scenarios and coverage gaps, organizations must ensure their program responds as intended when it matters most.

On 30 July 2026, the Insurance Regulatory and Development Authority of India (IRDAI) notified the IRDAI (Insurance Intermediaries) (Amendment) Regulations, 2026, introducing significant changes to the regulatory framework governing corporate agents, insurance brokers, insurance marketing firms, web aggregators and other insurance intermediaries.” (Axco Alerts, 2026).

The amendments released by India's IRDAI shifts the country toward a continuous registration and compliance model, while strengthening governance, transparency, accountability and regulatory oversight across the insurance distribution sector.

Understand admitted vs. non-admitted insurance, key regulatory differences, and why many multinational organizations combine global and local policies to support compliance across borders.

On 23 December 2025, the Agency for Regulation and Development of the Financial Market adopted Resolution No. 82, introducing a key provision that requires that insurance brokers disclose their minimum and maximum commission ranges, as well as any affiliated or formal relationships with (re)insurers. The disclosure requirements entered into force on 1 February 2026, formalizing enhanced transparency standards within the insurance distribution process.