Trade Credit
Trade Credit Insurance protects organizations against financial losses arising from the failure of customers or counterparties to pay outstanding receivables due to insolvency, bankruptcy, protracted default, or certain political and economic events.
Coverage is designed to support cash flow stability, protect balance sheets, and strengthen credit management strategies for organizations operating in domestic and international markets.
Coverage typically responds to losses involving customer insolvency, extended non-payment, contract default, or political events that prevent payment for goods or services delivered on credit terms.
Coverage may also include protection for:
Customer insolvency and bankruptcy exposures
Protracted default and non-payment risk
Domestic and export receivables protection
Political risk exposures affecting international trade transactions
Credit management support and buyer monitoring
Coverage supporting manufacturers, distributors, exporters, wholesalers, and multinational operations
Trade Credit Insurance is designed to help organizations protect receivables, stabilize cash flow, strengthen lending and financing capabilities, and support long-term financial resilience.