Terrorism & Political Violence
Terrorism & Political Violence Insurance protects businesses against financial losses arising from acts of terrorism, sabotage, civil unrest, riots, strikes, malicious acts, or politically motivated violence that impact operations, property, or business continuity.
Coverage is designed to address the physical damage, operational disruption, and liability exposures that can result from high-severity violent events.
Coverage typically responds to property damage, business interruption, extra expenses, and certain operational losses resulting from insured acts of terrorism or political violence affecting domestic or international operations.
Coverage may also include protection for:
Terrorism and sabotage events: Coverage for damage or loss resulting from certified terrorist acts, sabotage, or malicious attacks targeting property or operations.
Riots, strikes, and civil commotion: Protection for losses arising from civil unrest, labour disturbances, protests, or politically motivated disorder.
Property damage and asset protection: Coverage for buildings, equipment, inventory, and other insured assets affected by violent or politically driven events.
Terrorism & Political Violence Insurance is designed to help organizations strengthen operational resilience, protect critical assets, and support business continuity following high-impact disruptive events.
NOTE: Not all domestic organizations require Terrorism & Political Violence Insurance. Exposure to these risks varies based on industry, geographic location, public visibility, operational profile, and contractual obligations. A WMB Global Risks specialist can help assess whether this coverage is appropriate for your organization and how it may fit within your broader risk management strategy.
