Restaurant & Hospitality General Liability Insurance protects restaurants, hotels, bars, cafés, catering operations, and hospitality organizations against the third-party bodily injury, property damage, and operational liability exposures associated with hospitality and guest-facing operations.

Coverage is designed to support financial stability and operational continuity when incidents occur involving guests, customers, vendors, or the public.

Coverage may also include protection for:

• Third-party bodily injury and property damage claims

• Slip-and-fall and premises liability exposures

• Food service and hospitality-related operational liability

• Personal and advertising injury claims

• Tenant’s legal liability exposures

• Legal defense costs, investigations, settlements, and related claims expenses

• Coverage supporting restaurants, hotels, entertainment venues, catering services, and hospitality operations

Restaurant & Hospitality General Liability Insurance is designed to help organizations manage operational liability exposures, protect financial stability, and maintain continuity across hospitality operations.

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