Stock Throughput (STP) Insurance protects organizations against physical loss or damage to goods and inventory throughout the entire supply chain, from origin and production through storage, transit, and final delivery.

Coverage is designed to support financial stability and operational continuity by providing a coordinated approach to inventory protection across domestic and multinational operations.

Coverage typically responds to losses involving theft, fire, natural catastrophe events, transportation incidents, warehouse damage, contamination, or other covered causes of loss affecting raw materials, work-in-progress, or finished goods while in storage or transit.

Coverage may also include protection for inventory held at manufacturing facilities, warehouses, distribution centers, ports, and third-party logistics locations, helping reduce coverage gaps that can arise between separate cargo and property policies.

For multinational organizations, coverage is often coordinated through a Controlled Master Program (CMP), such as the WMB Global Risks Global Master Program, with locally admitted policies where required to support coordinated liability protection, regulatory compliance, and consistent coverage standards across jurisdictions.

Stock Throughput Insurance is designed to help organizations protect inventory across complex global supply chains, reduce operational disruption, and maintain continuity from production through final distribution.

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