Delay in Start Up (DSU) / Advanced Loss of Profits (ALOP) Insurance protects organizations against financial losses arising from delays to construction, infrastructure, manufacturing, or energy projects caused by covered physical damage events during the course of construction or installation.

Coverage is designed to support financial stability and project continuity when delayed project completion impacts expected revenue, operational timelines, or contractual obligations.

Coverage typically responds to losses involving delayed operational start dates, postponed revenue generation, additional financing costs, or reduced projected profits resulting from covered property damage affecting projects under construction.

Coverage may also include protection for loss of anticipated gross profit, fixed operating expenses, debt servicing obligations, additional financing costs, and contractual or supply chain impacts associated with project delays.

For multinational organizations and cross-border projects, DSU / ALOP coverage may be coordinated through a Controlled Master Program (CMP), such as the WMB Global Risks Global Master Program, with locally admitted policies where required to support coordinated project protection, regulatory compliance, and consistent coverage standards across jurisdictions.

Delay in Start Up / Advanced Loss of Profits Insurance is designed to help organizations manage project-related financial exposures, protect expected revenue streams, and maintain financial resilience when construction or operational timelines are disrupted.

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