Livestock - Agribusiness
Livestock coverage protects farmers and agricultural businesses against financial loss resulting from the death, injury, or theft of livestock.
Coverage typically applies to cattle, poultry, swine, and other farm animals, with protection extending to risks such as disease, accidents, transport incidents, and certain weather-related events. Designed to stabilize income and support continuity of operations when unexpected losses occur.
Additional protection may also include:
Mortality and accidental death coverage: Protection against unexpected loss of livestock resulting from covered accidents, injury, illness, or specified perils.
Transit and transportation exposures: Coverage for livestock while being transported between farms, processing facilities, auctions, or other locations.
Theft and malicious acts: Helps mitigate financial loss resulting from theft, vandalism, or intentional harm to insured animals.
Environmental and equipment-related risks: Protection for losses arising from events such as ventilation failure, power interruption, or heating system breakdowns that may impact animal health and survival.
Livestock coverage is structured to protect the financial stability of agricultural operations while helping producers respond to the operational and economic impact of unexpected loss events.