Errors & Omissions (E&O), also known as Professional Liability Insurance, protects businesses and professionals against claims arising from negligence, errors, omissions, or failure in the services they provide.

Coverage responds when a client alleges that a mistake, missed obligation, inaccurate advice, or failure to deliver professional services resulted in financial loss or operational harm.

Coverage may also include protection for:

• Professional negligence and service errors: Protection against claims alleging mistakes, oversights, misrepresentation, or failure to meet professional standards in the delivery of services.

  
  

• Legal defense costs: Coverage for legal representation, investigation expenses, court costs, and other defense-related expenses associated with covered claims.

  
  

• Financial loss allegations: Responds to claims involving economic damages suffered by clients as a result of alleged professional errors or omissions.

  
  

• Contractual and advisory exposures: Protection related to consulting services, recommendations, reporting, project management, and other advisory responsibilities.

Errors & Omissions Insurance is designed to help organizations protect their financial stability, preserve client relationships, and support operational continuity when professional services are challenged or disputed.

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