Directors & Officers (D&O)
Directors & Officers (D&O) Insurance protects an organization’s leadership against claims arising from decisions made in their capacity as directors and officers. It covers allegations such as mismanagement, breach of fiduciary duty, regulatory investigations, and securities-related claims.
This coverage typically includes protection for individual executives when the organization cannot indemnify them, reimbursement to the company when it does, and entity coverage for certain claims. It helps manage legal defense costs, settlements, and judgments, ensuring leadership can operate with confidence while safeguarding the organization’s balance sheet and governance structure.