Delay in Start-Up (DSU) / Advanced Loss of Profits (ALOP) Insurance protects against financial losses when a construction project is delayed due to an insured physical damage event. While Builder’s Risk covers the damage itself, DSU addresses the resulting financial impact of the delay.

Coverage typically includes lost revenue, additional financing costs, extended overhead, and other expenses incurred because the project cannot begin operations as planned. It is a critical component for projects where timing directly affects cash flow, contractual obligations, or return on investment.

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