Dairy Operations Insurance protects dairy farming and milk production operations against the property, livestock, operational, environmental, and liability exposures associated with modern dairy agriculture.

Coverage is designed to support financial stability and operational continuity across livestock management, milk production, storage, transportation, and processing activities.

Coverage typically responds to losses involving livestock mortality, milk contamination, equipment breakdown, property damage, environmental incidents, business interruption, or third-party liability arising from dairy operations.

Coverage may also include protection for:

• Livestock mortality and herd protection: Coverage for loss, illness, injury, or mortality affecting dairy cattle resulting from covered events or disease outbreaks.

• Milk contamination and spoilage: Protection for losses arising from contamination, refrigeration failure, or equipment malfunction impacting milk production and storage.

• Farm property and infrastructure protection: Coverage for barns, milking facilities, storage buildings, feed systems, and operational equipment.

  
  

For organizations with multinational dairy operations, coverage is often coordinated through a Controlled Master Program (CMP), such as the WMB Global Risks Global Master Program, with locally admitted policies where required to support coordinated protection and regulatory compliance across jurisdictions.

Dairy Operations Insurance is designed to help dairy producers manage agricultural risks, protect financial stability, and maintain operational continuity when disruptions occur.

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