Crime/Fidelity
Crime / Fidelity Insurance protects businesses against financial losses resulting from employee dishonesty, fraud, theft, forgery, and other criminal acts. It is designed to safeguard cash, securities, and other financial assets from internal and external threats that can impact operational and financial stability.
Coverage can include employee theft, social engineering fraud, funds transfer fraud, computer fraud, and certain third-party criminal acts, helping organizations recover from incidents that are often difficult to detect until after losses occur.
Coverage may also include protection for:
Employee dishonesty and theft: Protection against losses arising from theft, embezzlement, or fraudulent acts committed by employees.
Funds transfer and social engineering fraud: Coverage for fraudulent electronic transfers, payment deception schemes, phishing attacks, and impersonation-related losses.
Forgery and alteration exposures: Protection for losses involving forged cheques, altered financial instruments, or fraudulent documentation.
Computer fraud and cyber-enabled crime: Coverage for certain financial losses resulting from unauthorized electronic activity or manipulation of systems.
Third-party and client property exposures: Coverage may extend to client funds, securities, or property for which the organization is responsible.
Crime / Fidelity Insurance is designed to help organizations protect financial assets, strengthen resilience against fraud-related threats, and support operational continuity following criminal loss events.