Completed Operations Liability Coverage
Completed Operations Liability Insurance protects organizations against the financial and legal exposures arising from bodily injury, property damage, or other third-party claims occurring after completed work or services have been finished and delivered.
Coverage is designed to support financial stability when completed operations are alleged to have caused damage, defects, failure, or injury following project completion or product installation.
Coverage typically responds to claims involving defective workmanship, installation errors, construction deficiencies, equipment failure, or operational issues resulting in third-party bodily injury or property damage after work has been completed.
Coverage may also include protection for legal defense costs, settlements, judgments, contractual liability exposures, and claims arising from construction, manufacturing, installation, infrastructure, industrial, and service-related operations.
For multinational organizations, coverage may be coordinated through a Controlled Master Program (CMP), such as the WMB Global Risks Global Master Program, with locally admitted policies where required to support coordinated liability protection, regulatory compliance, and consistent coverage standards across jurisdictions.
Completed Operations Liability Insurance is designed to help organizations manage long-tail liability exposures, protect financial stability, and maintain continuity following completed projects and operational work.