Crime / Fidelity Insurance protects organizations against financial losses arising from fraud, theft, dishonesty, forgery, cyber-enabled financial crime, or other criminal acts committed by employees, contractors, or third parties.

Coverage is designed to support financial stability when organizations experience direct financial loss resulting from internal or external criminal activity.

Coverage typically responds to losses involving employee theft, embezzlement, fraudulent fund transfers, social engineering fraud, forgery, counterfeit currency, computer fraud, or misappropriation of money, securities, or other financial assets.

Coverage may also include protection for legal and investigative expenses, client property exposures, third-party theft risks, and losses involving electronic payment systems or financial transactions.

For multinational organizations, Umbrella / Excess Liability coverage may be coordinated through a Controlled Master Program (CMP), such as the WMB Global Risks Global Master Program, with locally admitted policies where required to support coordinated liability protection, consistent coverage standards, and regulatory compliance across jurisdictions.

Crime / Fidelity Insurance is designed to help organizations manage financial crime exposures, protect assets, and strengthen resilience against evolving internal and external fraud risks.

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