Difference in Limits (DIL) – Multinational Coverage increases available limits above locally admitted policies to align with the broader protection provided under the master policy. It ensures that when local policy limits are insufficient to cover a loss, the master program can respond to bring total available limits up to the intended global standard.

As a vital part of WMB's Global Master Program, DIL works alongside local policies to deliver consistent financial protection across jurisdictions with varying insurance market capacities and regulatory environments. It is particularly important in regions where local limits are restricted or do not reflect the scale of the organization’s exposure.

In practice, DIL ensures that multinational businesses maintain adequate limits worldwide, protecting the balance sheet against large or catastrophic losses regardless of where they occur.

For more information on WMB's Global Master Program, click here